Friday November 16, 2018

2018-2019 Patsy Takemoto Mink Education Support Awards for Low Income Mothers

This foundation is giving out give Education Support Awards valued at up to $5000 in scholarships for each chosen person.

Their overall goal is to help low income mothers to pursue their education with financial assistance.

Winners will receive the funds in two payments; one per semester in an academic year. Read more…

Disabled Grants Money: Is There Any Funding For Disabled Women?

Trying to get your life on track as a single mother is difficult enough at the best of times. But if you have a disability or serious medical condition, the hurdles are stacked even higher.

It’s no secret that funding for disabled people in the United States today is falling woefully short of what people need. Just having enough money for a roof over your head, to look after any children you might have, and for essentials like food and bills leaves too many people with a disability trapped in poverty.

So if you want to go back to school or change careers, doing so with a disability is an even greater challenge. For most women in this situation, it can seem impossible.

Likewise, if you have a child who is disabled and for who you are the primary carer, your time and resources are even more limited than those who aren’t in this difficult situation.

Are there any disability grants for adults that can assist you in furthering your education and help you in other aspects of life?

There certainly are. You just need to find out:

  • How to find the grants
  • How to successfully apply for them

There are two avenues to look at here: government grants, and private grants for disabled people.

Federal Government Funding Programs For People With Disabilities

The U.S. Department of Health & Human Services has Federal Programs available for people with disabilities for eligible people. This includes programs that you are very likely already aware of, or may be already a part of – Medicaid, Medicare, Veterans Affairs health services programs, civil services programs, and many others.

Importantly for women who are looking at going back to school – the Pell Grant is most certainly open to those with a disability and your FAFSA should be the first grant application that you fill out. You are able to note your disability situation when you’re filling out an FAFSA application, and this allows you to then be notified of any specific grants or finance opportunities that you are eligible for.

Remember: you do not have to be limited by your disability. There are millions of dollars in grants and scholarships available, and although many are not widely known or advertised, they exist there for the taking for those who make the effort to find them and apply. Many in the private and charity sector are designed especially for those with a disability who are most in need of financial assistance.

Additionally, there are numerous scholarships and grants open to the general public and women in particular, that you are certainly eligible to apply for. The sky is the limit!

Manufactured Home Grants & Loans for Low Income Earners

Mobile and manufactured homes give people on a low income, like single mothers, a chance to have their own home without the massive price tag of traditional style houses.

Mobile homes are often as large as a normal single level house, but come with lower maintenance and of course, a lower upfront cost.

mobile homes

But despite their more affordable price, buying a manufactured home is still often out of reach for the average single parent or low income earner, as well as those who are currently studying.

The U.S. Department of Housing and Urban Development has a program available called the Financing Manufactured (Mobile) Homes.

The Federal Housing Administration (FHA) has an approved set of lenders who are insured to provide loans to people who are on a low income and who wish to purchase a mobile home and/or a lot for a manufactured home.

Do you still need a good credit history to get these loans?

Yes, your credit history will be looked at as part of the approval process, as will your financial circumstances.

Just like any loan, the lender will want to know that you will be able to make the repayments on your mobile home.

Usually a loan like this will run for 20 years with a fixed interest rate, so you can plan ahead.

There are limits to how much you can borrow under this special program. For a single manufactured house, the maximum loan amount is currently $69,678, while if you are wanting to buy a home and lot, the upper limit is $92,904. provides more information about the manufactured home loan process.

If you already have a home, but it is in desperate need of upgrade or repair, there are grants and loans available specifically for that purpose for low income households.

Known as the Section 504 Home Repair program, this is available as a grant to people aged 62 years and older who can not afford a repair loan or to fix potential safety hazards that are in need or urgent repair.

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