Mom Scholarships > Federal Government Scholarships & Grants: Free Money for Moms Returning To School

Federal Government Scholarships & Grants: Free Money for Moms Returning To School

Updated: May 25, 2016

The US Department of Education office of Federal Student Aid provides some excellent financial assistance opportunities for all students, including moms like you who want to enrol in college or university and further your education as an adult.

No matter how old you are or what your circumstances might be, there’s a government student aid program you can apply for.

If you are eligible to receieve funds from Federal Student Aid, it will help considerably in contributing to paying your tuition fees, books, and other related educational costs.

This can make all the difference for moms like you who might be struggling to afford to go back to school while juggling you children, home life, work and other commitments.

Remember, you need to fill out your FAFSA application as a first step towards getting a grant or scholarship from the government.

Types of Federal Government Student Aid You Can Apply For

There are three main categories of financial aid available from the federal government Federal Student Aid programs (FSA).

These are:

  • Grants and Scholarships
  • Student Loans
  • Work-Study Programs

Federal Student Grants

These grants offered by the federal government are highly suitable for moms like you who want to go back to school.

Applying for any government grants that you are eligible for is the number one step to take on the your path to getting financial assistance for your studies. They cost nothing to apply for, and cost you nothing to receive and use – unlike a student loan.

Student Aid Program How Much? Who Can Apply?
Federal Pell Grant Up to $5,815 in 2016-2017 Undergraduate students; Amount awarded depends on financial need and other factors
FSEOG Grant $100 – $4,000 per year Undergraduate students with high financial need
Academic Competitiveness Grant fgggfgdgsdgdfg fgggfgdgsdgdfg
TEACH Grant Up to $4,000 per year Students planning a career in teaching in a high-need field
National SMART Grant fgggfgdgsdgdfg fgggfgdgsdgdfg

Facts You Need To Know About The Pell Grant

Grants and scholarships are the best type of student aid because they do not have to be repaid, ever. The Federal Pell Grant is your first place to look when applying for financial aid for your studies as a mother who is heading back to school.

  • The Pell Grant does not have to be repaid
  • You must fill out and submit a Free Application for Federal Student Aid (FAFSA) to apply
  • Usually available only to undergraduate students (people who have not previously earned a degree)
  • The award amount for 2016-2017 is up to $5,815
  • The total amount you are eligible for will depend upon your financial need, the cost of your college attendance, whether you will be a full time or part time student, and whether you plan to attend college for a full academic year.
  • The maximum amount of time you can receive the Pell Grant is for 12 semesters or about 6 years of study
  • The school you are enrolled at distributes your Pell Grant money which it receives from the U.S. Department of Education each year
  • You can not claim the Pell Grant from more than one school at a time
  • The amount of money you are eligible to receive from the Pell Grant is not affected by other student aid or scholarships that you might be receiving
  • If you qualify for the grant, your school will likely give you the money in two payments throughout the year
  • Your college can apply your Pell Grant award directly to your tuition fees and campus expenses. Left over money can be used for your other educational expenses

Other Federal Student Grant Programs

You might already know about the Pell Grant, but did you know there are several other grants and scholarships available from the U.S Government Federal Student Aid?

The department also provides various loans to students in need, but not all of them are completely suitable to people in less than ideal financial situations. A grant or a scholarship is a much better outcome if you can get one, as you will not be in debt and will not have to repay a single dollar.

Federal Supplemental Educational Opportunity Grant (FSEOG)

Academic Competitiveness Grant

National Science and Mathematics Access to Retain Talent (National SMART Grant)

Teacher Education Assistance for College and Higher Education (TEACH) Grant

How To Apply For Federal Student Financial Aid

This is a listing and brief description of each of the scholarship and grants that FSA has available to students. Some of these may not be suited to your circumstances, but at least one very likely will be: The Pell Grant. However, it is wise to be familiar with all the available options so you can increase your chances of applying for the highest possible amount of financial aid!

The government wants to encourage moms to return to school.

It makes sense when you think about it. The more people who are educated, the more who will have good jobs, will pay taxes and will contribute positively to the economy and to the country.

But on a personal level for you, there are so many benefits to going to school, regardless of your age and how many kids you have.

If you’re a working mom stuck in a dead end job now then you’re probably feeling frustrated. There is usually little room to increase your income, and the work can be dull and unstimulating.

Getting a degree means that you can choose a new career path – one that will satisfy you both personally and financially.

Here are some tips on getting money for school from the government:

1. Have a look at the Federal Student Aid (FAFSA) Web Site at

2. Explore all federal funding & grant options at the Federal Student Aid site at

3. Read the Pell Grant handbook as it contains alot of handy information.

Other Scholarship Options For Moms Returning To School

Don’t discount private scholarship and grant programs. Even if you get some money from the Pell Grant or other government program, this money usually has no impact on your eligibility to receive scholarships from other sources. Some of the best places to look are through businesses, community organizations, and universities.

Click here to have a chance to win $1000 and register for 100’s of scholarships with just one application

  1. Thelma Louise Brown
    September 8th, 2014 at 20:37 | #1

    Thank you for continue on with your graduation you deserved alot going
    back to school I am doing the same thing to upgrade myself because the job I have does not pay me much.

    Thank you very much for doing that

    Thelma Brown

  2. Jordania
    August 12th, 2013 at 13:30 | #2

    I’m really like continue my graduation

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